The advertised rates are for conforming loans with an example loan amount of $100,000 and are based on the loan assumptions noted below. Payment examples do not include taxes or insurance premiums, monthly payment obligations will be higher.
| Terms | Interest Rate |
APR |
Points |
|---|---|---|---|
| 30 Years Fixed | 7.000% | 7.119% | -0.125% |
| 20 Years Fixed | 7.000% | 7.155% | -0.250% |
| 15 Years Fixed | 6.375% | 6.564% | 0.000% |
| 10 Years Fixed | 6.250% | 6.516% | 0.000% |
The advertised rates are for non-conforming loans with an example loan amount of $1,000,000 and are based on the loan assumptions noted below. Payment examples do not include taxes or insurance premiums, monthly payment obligations will be higher.
| Terms | Interest Rate |
APR |
Points |
|---|---|---|---|
| Jumbo 30 Years Fixed | 6.875% | 6.887% | -0.125% |
| Jumbo 20 Years Fixed | 6.625% | 6.640% | -0.125% |
| Jumbo 15 Years Fixed | 6.375% | 6.394% | -0.125% |
| Jumbo 10 Years Fixed | 6.250% | 6.276% | -0.125% |
The advertised rates are for conforming loans with a loan example of $100,000 and are based on the loan assumptions noted below. Payment examples do not include taxes or insurance premiums, monthly payment obligations will be higher.
| ARM Program | Initial Interest Rate Period |
Initial Interest Rate |
APR |
Points |
|---|---|---|---|---|
| 5yr/6mo | 5-Years | 6.500% | 6.690% | 0.000% |
| 7yr/6mo | 7-Years | 6.500% | 6.675% | 0.000% |
| 10yr/6mo | 10-Years | 6.875% | 6.910% | 0.000% |
The advertised rates are for non-conforming loans with a loan amount of $1,000,000 and are based on the loan assumptions noted below. Payment examples do not include taxes or insurance premiums, monthly payment obligations will be higher.
| ARM Program | Initial Interest Rate Period |
Initial Interest Rate |
APR |
Points |
|---|---|---|---|---|
| Jumbo 5yr/6mo | 5-Years | 6.250% | 6.476% | 0.000% |
| Jumbo 7yr/6mo | 7-Years | 6.250% | 6.432% | 0.000% |
| Jumbo 10yr/6mo | 10-Years | 6.750% | 6.708% | 0.000% |