The advertised rates are for conforming loans with an example loan amount of $350,000 and are based on the loan assumptions noted below. Payment examples do not include taxes or insurance premiums, monthly payment obligations will be higher.
| Terms | Interest Rate | APR | Points |
|---|---|---|---|
| 30 Years Fixed | 6.250% | 6.402% | 1.250% |
| 20 Years Fixed | 6.000% | 6.168% | 1.000% |
| 15 Years Fixed | 5.500% | 5.767% | 1.375% |
| 10 Years Fixed | 5.500% | 5.880% | 1.375% |
The advertised rates are for non-conforming loans with an example loan amount of $850,000 and are based on the loan assumptions noted below. Payment examples do not include taxes or insurance premiums, monthly payment obligations will be higher.
| Terms | Interest Rate | APR | Points |
|---|---|---|---|
| Jumbo 30 Years Fixed | 6.250% | 6.383% | 1.250% |
| Jumbo 20 Years Fixed | 6.000% | 6.143% | 1.000% |
| Jumbo 15 Years Fixed | 5.500% | 5.736% | 1.375% |
| Jumbo 10 Years Fixed | 5.500% | 5.835% | 1.375% |
The advertised rates are for conforming loans with a loan example of $350,000 and are based on the loan assumptions noted below. Payment examples do not include taxes or insurance premiums, monthly payment obligations will be higher.
| ARM Program | Initial Interest Rate Period | Initial Interest Rate | APR | Points |
|---|---|---|---|---|
| 5yr/6mo | 5-Years | 5.625% | 6.346% | 0.875% |
| 7yr/6mo | 7-Years | 5.875% | 6.331% | 0.625% |
| 10yr/6mo | 10-Years | 5.875% | 6.258% | 1.000% |
The advertised rates are for non-conforming loans with a loan amount of $850,000 and are based on the loan assumptions noted below. Payment examples do not include taxes or insurance premiums, monthly payment obligations will be higher.
| ARM Program | Initial Interest Rate Period | Initial Interest Rate | APR | Points |
|---|---|---|---|---|
| Jumbo 5yr/6mo | 5-Years | 5.625% | 6.314% | 0.875% |
| Jumbo 7yr/6mo | 7-Years | 5.875% | 6.299% | 0.625% |
| Jumbo 10yr/6mo | 10-Years | 5.875% | 6.226% | 1.000% |